2022年四川省遂寧市公共英語五級(筆試)

2022年四川省遂寧市公共英語五級(筆試)學校:________班級:________姓名:________考號:________

一、1.ListeningComprehension(15題)1.WhatwaspotatousedforinEuropeatfirst?

2.Wangdecidestotakecoursesandpassexams.

A.TrueB.Fasle

3.HowmanypoemsdidDickinsonwrite?

A.Almost2,000.B.Nearly1,000.C.800D.1,200.

4.WhendidtheWomen'sMovementbeginintheU.S.A.?

5.聽力原文：Thehumannosehasgiventothelanguagesoftheworldmanyinterest-ingexpressions.Ofcourse,thisisnotsurprising.Withoutthenose,wecouldnotbreathenorsmell.Itisapartofthefacethatgivesapersonspecialcharacter.CyranodeBergeracsaidthatalargenoseshowedagreatmancourageous,courteous,manly,andintellectual.

Afamouswomanpoetwishedthatshehadtwonosestosmellarose!BlaisePascal,aFrenchphilosopher,madeaninterestingcommentaboutCleopatra'snose.Ifithadbeenshorter,hesaid,itwouldhavechangedthewholefaceoftheworld!

Historically,man'snosehashadaprincipalroleinhisimagination.Manhasreferredtothenoseinmanywaystoexpresshisemotions.Expressionsconcerningthenoserefertohumanweakness;anger,prideJealousyandrevenge.

InEnglishthereareanumberofphrasesaboutthenose.Forexample,toholdupone'snoseexpressesabasichumanfeeling—pride.Peoplecanholduptheirnosesatpeople,things,andplaces.

Thephrase,tobeledaroundbythenose,showsman'sweakness.Apersonwhoisledaroundbythenoseletsotherpeoplecontrolhim.Ontheotherhand,apersonwhofollowshisnoseletshisinstinctguidehim.

Forthehumanemotionofrejection,thephrasetohaveone'snoseputoutofjointisverydescriptive.Theexpressionappliestopersonswhohavebeenturnedasidebecauseofarival.Theirprideishurtandtheyfeelrejected.Thisexpressionisnotnew.ItwasusedbyErasmusin1542.

ThisisonlyasamplingofexpressionsinEnglishdealingwiththenose.Thereareanumberofothers.However,itshouldbeasplainasthenoseonyourfacethatthenoseismorethananorganforbreathingandsmelling!

Whatisthispassagemainlyabout?

A.Thehumannoseasanorganforbreathingandsmelling.

B.Thenoseprovidinguswithvariousexpressions.

C.Awomanpoet'swishtohavetwonoses.

D.InterestingcommentsmadeonCleopatra'snose.

6.聽力原文：DuringtheChristmasshoppingrushinLondon,theintriguingstorywasreportedofatrampwho,apparentlythroughnofaultofhisown,foundhimselflockedinawell-knownchainstorelateonChristmasEve.Nodoubtthestorewasfilledwithlast-minuteChristmasshoppersandthestaffweredeadbeatingandlongingtogethome.Presumablyallthepropersecuritychecksweremadebeforethestorewaslockedandtheylefttoenjoythethree-dayholidayuntroubledbycustomersdesperatetogetlast-minuteChristmaspresents.

Howeverthatmaybe,ourtrampfoundhimselfaloneinthestoreanddecidedtomakethebestofit.Therewasfood,drink,beddingandcampingequipment,ofwhichhemadegooduse.Theremustalsohavebeentelevisionsetsandradios.Thoughitwasnotreportedifhetookadvantageofthesefacilities,whentheshopre-opened,hewasdiscoveredinbedwithalargenumberofemptybottlesbesidehim.Heseemstohavebeenamanofgoodhumourandphilosophictemperament—asindeedvagrantsverycommonlyare.EveryoneelsewasenjoyingChristmas,sohesawnogoodreasonwhyheshouldnotdothesame.Hesubmitted,cheerfullyenough,tobeingtakenawaybythepolice.PerhapshehadabetterChristmasthanusual.Hewasputintoprisonforsevendays.Thejudgeawardednocompensationtothechainstoreforthefoodanddrinkourtramphadconsumed.Theyhad,inhisopinion,alreadyreceivedvaluablefreepublicityfromthecoveragethestoryreceivedinthenewspapersandontelevision.PerhapsthejudgehadagoodChristmastoo.

Thetrampwaslockedinthestore______

A.forhisownmistakes

B.duetoamisunderstanding

C.byaccident

D.throughanerrorofjudgment

7.Wangintendstostudyhowcomputerisusedforlanguagetranslation.

A.TrueB.Fasle

8.PartC

Directions:Youwillhearatalk.Asyoulisten,answerthequestionsorcompletethenotesinyourtestbookletforQuestions21-30bywritingNOTMORETHANTHREEwordsinthespaceprovidedontheright.YouwillhearthetalkTWICE.

Younowhave1minutetoreadQuestions21-30.

聽力原文：Thetenyearsofthe1960swasaperiodofprofoundchangeinmanypartsoftheworld．IntheUnitedStates，beginningwiththeCivilRightsMovementintheearly1960s，andextendingthroughtheVietnamWar，millionsofAmericansbegantochallengeestablishedauthority．Thesemovementswereinitiallypolitical．YoungAmericansdemandedthatgovernmentalpoliciesinracerelationsandinternationalrelationscorrespondtotheidealsofjusticecontainedintheDeclarationofIndependenceandtheConstitutionoftheUnitedStates．Bytheendofthedecade，however，challengestoauthoritywerecarriedfarbeyondpoliticalissuesandweredirectedatthesocialorderanddeeplyrootedculturalpatternsofthecountry．

Thegenerationthatcameofageinthe1960s，theBabyBoomgeneration，soughtchangeinalmosteveryaspectoflifeintheUnitedStates．Forexample，theyexperimentedwithcooperativeeconomicinstitutionsandcommunallivingarrangements，brokesexualtaboos，alteredtheprocessofeducation，explorednon-Westernspiritualtraditions，developedastrongrespectfortheenvironment，andtransformedpopularculture．Asawhole，thesechangesstoodforadifferentsetofculturalvaluesthatprovidedathoroughcritiqueofAmericansocietyasitexistedatthattime．Althoughmany“alternativelifestyles”wereshort-lived，culturalchangesthatbeganinthatperiodhavehadacontinuingeffectonmuchofAmericanlife，particularlyinattitudestowardmale-femalerelations．

Allculturesarecomplex．Theyareacombinationofcloselyrelatedpatternsofsocialinteraction．Asaresult，changesinanimportantaspectofaparticularculturewillusuallyproducechangesthroughoutthesociety．TheWomen'sMovementthatbeganintheUnitedStatesduringthe1960sisatypicalexampleofthisphenomenon．Fromthebeginning，theWomen'sMovementwasinfluencedbyculturalchangesthathadoccurredearlierinthedecade．TheCivilRightsMovementforracialequalityandthedevelopmentofthebirthcontrolpillwereparticularlyimportant—theCivilRightsMovementbecausewomeninvolvedintheeffortforracialjusticebegantoseethemselvesasvictimsofsocialinjustice，andthebirthcontrolpillbecauseitgavewomenreliablecontroloverreproduction．

Social，economic，andlegalequalityandreproductiverightscontinuetobethebasicprinciplesoftheWomen'sMovement．Assomeofthesegoalshavebeenachieved，majorchangeshaveoccurredinbroaderculturalpatternssuchastheeconomyandthefamily．Atthepresenttime，mostofAmericanwomenareemployed．Employmentisnolongerconfinedtosuchtraditionalfemaleoccupationsasteacher，nurse，orsecretary．Womenarenowfoundineveryoccupationandatalllevelsofresponsibilityandauthority．Participationintheeconomyhasgivenmanywomenanindependencethathasallowedthemtochoosewhether，when，andhowtoform.afamily．Workingwomenwithinfamiliesnowarepartofaneconomicpartnershipwithmeninwhichbothadultsprovidesupportforthefamilyunitandareresponsibleforthequalityoflife．

TheWomen'sMovementhasaffectedtherelationshipbetweenmenandwomeninthefamilyinotherwaysaswell．Womenhavechallengedtraditionalsexrolesinthehousehold．Menarenowexpectedtoparticipateinchild-raisinganddomesticactivitiestoamuchgreaterextentthaninthepast．Childbearingisnowamatteroffamilychoice，withwomenhavingthefinaldecisioninfamilyplanning．

Alloftheseculturalchangesarestrengthenedinboththemediaandintheeducationalsystem．Childrenaregrowingupwithself-imagesandexpectationsfar

9.Accordingtothelecture,whatisinflation?

A.Risingprices.

B.Fixedincome.

C.Realincome.

D.Costofliving.

10.PartA

Directions:Youwillhearatalk.Asyoulisten,answerQuestions1-10bycirclingTRUEorFALSE.YouwillhearthetalkONLYONCE.Younowhave1minutetoreadQuestions1-10.

聽力原文：Fromgoodreadingwecanobtainpleasure,companionship,experience,andinstruction.Agoodbookmayabsorbourattentionsocompletelythatforthetimebeingweforgetoursurroundingsandevenouridentity.Readinggoodbooksisoneofthegreatestpleasuresinlife.Itincreasesourcontentmentwhenwearecheerful,andlessensourtroubleswhenwearesad.Whatevermaybeourmainpurposeinreading,ourcontactwithgoodbooksshouldneverfailtogiveusenjoymentandsatisfaction.

Withagoodbookinourhandsweneedneverbelonely.Whetherthecharactersportrayedaretakenfromreallifeoraretotallyimaginarytheymaybecomeourcompanionsandfriends.Inthepagesofbookswecanwalkwiththewiseandthegoodofalllandsandalltimes.Thepeoplewemeetinbooksmaydelightuseitherbecausetheyresemblehumanfriendswhomweholddearorbecausetheypresentunfamiliartypeswhomwearegladtowelcomeasnewacquaintances.Ourhumanfriendssometimesmayboreus,butthefriendswemakeinbooksneedneverwearyuswiththeircompany.Byturningthepageswecandismissthemwithoutanyfearofhurtingtheirfeelings.Whenhumanfriendsdesertus,goodbooksarealwaysreadytogiveusfriendship,sympathy,andencouragement.

Oneofthemostvaluablegiftsbestowedbybooksisexperience.Fewofuscantravelfarfromhomeorhaveawiderangeofexperiences,butallofuscanleadvariedlivesthroughthepagesofbooks.Whetherwewishtoescapefromtheseeminglydullrealitiesofeverydaylifeorwhetherweexpecttovisitsomefar-offplace,abookwillhelpuswhennothingelsecan.Totravelbybookweneednobankaccounttopayourway;noairshiporoceanlinerorstream-linedtraintotransportus;nopassporttoenterthelandofourheart'sdesire.Throughbookswemaygetthethrillofhazardousadventurewithoutdanger.Wecanclimbloftymountains,bravetheperilsofanantarcticwinter,orcrossthescorchingsandsofthedesert,allwithouthardship.InbookswemayvisitthestudiosofHollywood;wemayminglewiththegaythrongsofmeParisboulevards;wemayjointhepicturesquepeasantsinanAlpinevillageorthekindlynativesonaSouthSeaisland.Indeed,throughbooksthewholeworldisoursfortheasking.Thepossibilitiesofourliteraryexperiencesarealmostunlimited.Thebeautiesofnature,theenjoymentofmusic,thetreasuresofart,thetriumphsofarchitecture,themarvelsofengineeringareallopentothewonderandenjoymentofthosewhoread.

Agoodbookmaydrawourattentionsocompletelythatweforgetoursurroundingsandevenouridentityforthetimebeing.

A.TrueB.Fasle

11.WhatdidEuropeansthinkofpotatoes?

12.Calories,naturalfood,mountainsandthedistancefrommoderncitiesaretheonlycommonthingsinthethreeregions.

A.TrueB.Fasle

13.WherecouldtheboatsfindthelettersatCapeHorn?

14.Studentscanenjoyasimplebookingandenrolmentprocedureinsomechains.

A.TrueB.Fasle

15.What'sthenumberofstudentsfromMalaysia?

二、2.UseofEnglish(10題)16.

【C10】

17.

【C11】

18.

【C18】

19.(46)

20.

【C6】

21.(45)

22.

【C15】

23.

【C2】

24.

【C4】

25.

【C9】

三、3.ReadingComprehension(15題)26.

Thelanguageofthepassageismostly______.

A.descriptiveB.narrativeC.expositiveD.critic

27.Beforeabigexam,asoundnight'ssleepwilldoyoubetterthanporingovertextbooks.That,atleast,isthefolkwisdom.Andscience,intheform.ofbehavioralpsychology,supportsthatwisdom．Butsuchbehavioralstudiescannotdistinguishbetweentwocompetingtheoriesofwhysleepisgoodforthememory.Onesaysthatsleepiswhenpermanentmemoriesform.Theothersaysthattheyareactuallyformedduringtheday,butthen“edited”atnight,toflushawaywhatissuperfluous.

Totellthedifference,itisnecessarytolookintothebrainofasleepingperson,andthatishard.Butafteradecadeofpainstakingwork,ateamledbyPierreMaquetatLiegeUniversityinBelgiumhasmanagedtodoit.TheparticularstageofsleepinwhichtheBelgiangroupisinterestedisrapideyemovement(REM)sleep,whenbrainandbodyareactive,heartrateandbloodpressureincrease,theeyesmovebackandforthbehindtheeyelidsasifwatchingamovie,andbrainwavetracesresemblethoseofwakefulness.Itisduringthisperiodofsleepthatpeoplearemostlikelytoreliveeventsofthepreviousdayindreams.

Dr.MaquetusedanelectronicdevicecalledPETtostudythebrainsofpeopleastheypracticedataskduringtheday,andastheysleptduringthefollowingnight.Thetaskrequiredthemtopressabuttonasfastaspossible,inresponsetoalightcomingoninoneofsixpositions.Astheylearnthowtodothis,theirresponsetimesgotfaster.Whattheydidnotknowwasthattheappearanceofthelightssometimesfollowedapattern—whatisreferredtoas“artificialgrammar”.Yetthereductionsinresponsetimeshowedthattheylearntfasterwhenthepatternwaspresentthanwhentherewasnot.

Whatismore,thosewithmoretolearn(i.e.the“grammar”,aswellasthemechanicaltaskofpushingthebutton)havemoreactivebrains.The“editing”theorywouldnotpredictthat,sincethenumberofirrelevantstimuliwouldbethesameineachcase.Andtoeliminateanydoubtsthattheexperimentalsubjectswerelearningasopposedtounlearning,theirresponsetimeswhentheywokeupwereevenquickerthanwhentheywenttosleep.

Theteam,therefore,concludedthatthenerveconnectionsinvolvedinmemoryarereinforcedthroughreactivationduringREMsleep,particularlyifthebraindetectsaninherentstructureinthematerialbeinglearnt.Sonow,ontheeveofthatcrucialtest,mathsstudentscansleepsoundlyintheknowledgethatwhattheywillrememberthenextdayarethebasicrulesofalgebraandnottheincoherenttalkfromtheradionextdoor.

Researchersinbehavioralpsychologyaredividedwithregardto______．

A.howdreamsaremodifiedintheircourses

B.thedifferencebetweensleepandwakefulness

C.whysleepisofgreatbenefittomemory

D.thefunctionsofagoodnight'ssleep

28.(67)

29.TheVillageGreeninNewMilford,Connecticut,isasnapshotofNewEnglandcharm:acarefullymanicuredlawnflandedbyscrupulouslymaintainedcolonialhomes.Babysittersdandlekidsinthewoodengazebo,waitingforcommuterparentstoreturnfromNewYork.OnalazyafternoonlastweekCarolineNicholas,16,hadnothingmorepressingtodothandrinkintheearly-summersunshineanddiscusstherecenteventsintown."Idon'tthinkalotofolderpeopleknewtherewereunhappykidsinNewMilford,"shesaid,"Icouldseeitcorning."

Inafive-dayperiodinearlyJuneeightgirlswerebroughttoNewMilfordHospitalafterwhathospitalofficialscallsuicidalgestures.Thegirls,allbetween12and17,triedavarietyofmeasures,includingheavydosesofalcohol,o-ver-the-countermedicinesandcutsorscratchestotheirwrists.Nonewassuccessful,andmostdidn'trequirehospitalization;butatleasttwoattempts,accordingtothehospital,couldhavebeenvital.Theirreasonsseemedasmundaneastheotherhappen-stancesofsuburbanlife."Iwasjustsickofitall,"Onetoldareporter,"Everythinginlife."Mostalarming,emergency-roomdoctorFrederickLohsetoldalocalreporterthatseveralgirlssaidtheywerepartofasuicidepact.Thehospitallaterbackedawayfromthisremark.Butcominginthewakeofatleastsixteensuicideattemptsoverthepreviousfewmonths,thissuddencluster—alongwiththeinfluxofmedia—hassetthiswell-groomedsuburbof23,000onedge.AtatownmeetinglastWednesdaynight,DrSimonSobo,chiefofpsychiatryatthehospital,toldmorethan200parentsandkids,"We'retalkingaboutacrisisthathasreallygottenoutofhand."Laterheadded,"TherehavebeenmoresuicideattemptsthisspringthanIhaveseeninthe13yearsIhavebeenhere."

Sobosaidthatthegirlshetreateddidn'thaveseriousproblemsathomeorschool."Manyofthesewerepopularkids,"hesaid,"Theygotplentyoflove,butbeneaththereassuringsigns,aswathofteensherearenotmakingit."Somesaythatdrugs,bothpotand'realdrugs',arecommonplace.KidshaveshownupwithLIFESUCKSandLONGLIVEDEATHpennedontheirarms.Afewgirlscasuallydisplayscarsontheirarmswheretheycutthemselves."You'dbesurprisedhowmanykidstrysuicide,"saidonegirl,17."Youdon'twanttoputpainonotherpeople;youputitonyourself."Shesaidsheusedtocutherself"justtoreleasethepain".

Emily,15,afriendofthreeofthegirlstreatedinJune,saidonewashavingfamilyproblems,onewas"upsetthatday"andthethirdwas"justupsetwitheverythingelsegoingon".Shesaidtheyweren'treallytryingtokillthemselves—theyjustneededconcern.AsSobonoted,"What'sgoingoninNewMilfordisnotuniquetoNewMilford."Thesameunderlyingcultureofdespaircouldbefoundinanytown.Butteensuicide,headded,canbea"contagion".RightnowNewMilfordhasthebug—andhasitbad.

Whatisthemainsubjectofthepassage?

A.EightgirlscommittedsuicideinNewMilford.

B.ThevillageGreenisnotacharmingplace.

C.Teenagersuicide.

D.Dr.SimonSobo'sachievements.

30.

WhatisthebasisfortheAmericannotionofnationalgood?

A.Individualfreedom.

B.Personalproperty.

C.Nationalcooperation.

D.BothAandB.

31.PartC

Directions:Answerquestions71-80byreferringtothefollowinggames.

Note:AnswereachquestionbychoosingA,BorCandmarkitonANSWERSHEET1.Somechoicesmayberequiredmorethanonce.

Answerquestions71～80byreferringtothefollowinggames.

Note：AnswereachquestionbychoosingA,B,CorD.Somechoicesmayberequiredmorethanonce.

A=HydropowerB=NuclearpowerC=SolarpowerD=Windpower

Whichpower(power's)…

A

Hydropower

Introduction

Wehaveusedrunningwaterasanenergysourceforthousandsofyears,mainlytogrindcom.

ThefirsthouseintheworldtobelitbyhydroelectricitywasCragsideHouse,inNorthumberland,England,in1878.In1882ontheFoxRiver,intheUSA,hydroelectricityproducedenoughpowertolighttwopapermillsandahouse.

Nowadaystherearemanyhydro-electricpowerstations,providingaround20%oftheworld'selectricity.Thenamecomesfrom“hydro”,theGreekwordforwater.

Howitworks

Adamisbuilttotrapwater,usuallyinavalleywherethereisanexistinglake.

Waterisallowedtoflowthroughtunnelsinthedam,toturnturbinesandthusdrivegenerators.

Advantages

Oncethedamisbuilt,theenergyisvirtuallyfree.

Nowasteorpollutionproduced.

Muchmorereliablethanwind,solarorwavepower.

Watercanbestoredabovethedamreadytocopewithpeaksindemand.

Hydro-electricpowerstationscanincreasetofullpowerveryquickly,unlikeotherpowerstations.

Disadvantages

Thedamsareveryexpensivetobuild.

Buildingalargedamwillfloodaverylargeareaupstream,causingproblemsforanimalsthatusedtolivethere.

Findingasuitablesitecanbedifficult--theimpactonresidentsandtheenvironmentmaybeunacceptable.

Waterqualityandquantitydownstreamcanbeaffected,whichcanhaveanimpactonplantlife.

Isitrenewable?

Hydro-electricpowerisrenewable.

TheSunprovidesthewaterbyevaporationfromthesea,andwillkeepondoingso.

B

Nuclearpower

Introduction

NuclearpowerisgeneratedusingUranium,whichisametalminedinvariouspartsoftheworld.

Thefirstlarge-scalenuclearpowerstationopenedatCalderHallinCambria,England,in1956.

Somemilitaryshipsandsubmarineshavenuclearpowerplantsforengines.

Howitworks

Nuclearpowerstationsworkinprettymuchthesamewayasfossilfuel-burningstations,exceptthata“chainreaction”insideanuclearreactormakestheheatinstead.

ThereactorusesUraniumrodsasfuel,andtheheatisgeneratedbynuclearfission.Neutronssmashintothenucleusoftheuraniumatoms,whichsplitroughlyinhalfandreleaseenergyintheform.ofheat.

Carbondioxidegasispumpedthroughthereactortotaketheheataway,andthehotgasthenheatswatertomakesteam.

Advantages

Nuclearpowercostsaboutthesameascoal,soit'snotexpensivetomake.

Doesnotproducesmokeorcarbondioxide,soitdoesnotcontributetothegreenhouseeffect.

Produceshugeamountsofenergyfromsmallamountsoffuel.

Producessmallamountsofwaste.

Disadvantages

Althoughnotmuchwasteisproduced,itisvery,verydangerous.

Itmustbesealedupandburiedformanyyearstoallowtheradioactivitytodieaway.

Nuclearpowerisreliable,butalotofmoneyhastobespentonsafety.

Isitrenewable?

Nuclearenergyfrom

32.

TheGTE'sexampleshowsthat______.

A.efficienttechnologyiscost-effective

B.manymeetingsinacompanyareunnecessary

C.manypositionslikethatofatypistcanbedoneawaywith

D.itdoesn'tcostmuchtoautomatethefacilitiesofacompany

33.(75)

34.

WhatdoestheauthorsayabouttheordinarypeopleintheThirdWorldcountries?

A.Theyarebeginningtorealizetheimportanceofenvironmentalprotection．

B.Theybelievethatmanychildrenarenecessaryforprosperity．

C.Theyarereluctanttoacceptadvicefromthegovernment．

D.Theythinkthatearningalivingismoreimportantthannatureconservation．

35.(77)

36.PartC

Directions:Answerquestions71-80byreferringtothefollowinggames.

Note:AnswereachquestionbychoosingA,BorCandmarkitonANSWERSHEET1.Somechoicesmayberequiredmorethanonce.

Answerquestions71～80byreferringtothefollowinggames.

Note:AnswereachquestionbychoosingA,B,CorDandmarkitonANSWERSHEET1.Somechoicesmayberequiredmorethanonce.

A=BOOK1B=BOOK2C=BOOK3D=BOOK4

Whichbook(s)say(s)that...

theclimateaffectsthefuturesustainableagriculturaldevelopment?71.______

environmentalcontrolisrelatedwiththenationalrevenues?72.______

theenvironmentalproblemsarenotcausedovernight?73.______

avarietyofspeciesareonthedecrease?74.______

agricultureisalsoafactorforfiledegradationofenvironment?75.______

pollutioncanbecontrolledbyincreasingtheproductioncostofpollutinggoods?76.______

pollutioncontrolneedsthesupportoftechnologyandtechniques?77.______

provideslessonsforagriculture,trade,landu~eandtaxpolicyfromaneconomicperspective?78.______

thedegradationofenvironmentcausesthechangeofclimate?79.______

theapproachestoresearchshouldbeadjustedtothechangingsituation?80.______

ABOOK1

Thebookoffersacomprehensiveperspectiveontheconsequencesandpossiblepolicysolutionsforclimaticchangeaswemoveintothetwenty-firstcentury.Itassessestheimpactofpotentialfeatureglobalclimatechangeonagricultureandtheneedtosustainagriculturalgrowthfortheeconomicdevelopment.

Thebookbeginsbyexaminingtheroleofinternationalresearchinstitutionsinovercomingenvironmentalconstraintsonsustainableagriculturalgrowthandeconomicdevelopment.Theauthorsthendiscusshowagriculturalresearchsystemsmayberestructuredtorespondtoglobalenvironmentalproblemssuchasclimatechangeandlossofgeneticdiversity.Thediscussionthenextendstoconsiderenvironmentalaccountingandindexing,toillustratehowenvironmentalqualitycanbeincludedformallyinmeasuresofnationalincome,socialwelfareandsustainability.Thethirdpartofthebookfocusesontheeffectsofandpolicyresponsestoclimatechange.Chaptersinthispartexaminetheeffectofclimatechangeonproduction,trade,landusepatternsandlivelihoods.Theyconsiderimpactsonthedistributionofincomebetweendevelopedanddevelopingcountriesremainamajoreconomicactivity.Authorstakeonaneconomy-wideperspectivetodrawlessonsforagriculture,trade,landuseandtaxpolicy.

BBOOK2

Theozonelayeristhreatenedbychemicalemissions;theclimateisendangeredfromfossilanddeforestation,andglobalbiodiversityisbeinglostbyreasonofthousandsofyearsofhabitatconversions.Globalenvironmentalproblemsariseoutoftheaccumulatedimpactsfrommanyyears'andmanycountries'economicdevelopment.Inordertoaddresstheseproblemsthestatesoftheworldmustcooperatetomanagetheirdevelopmentprocessestogether--thisiswhataninternationalenvironmentalagreementmustdo.Butcantheworld'scountriescooperatesuccessfullytomanageglobaldevelopment?Howshouldtheymanageit?Whoshouldpayfortheprocess,aswellasfortheunderlyingproblems?

Thisbookpresentsanexaminationofboththeproblemandtheprocessunderlyinginternationalenvironmentallawmaking:therecognitionofinternationalinterdependence,thenegotiationofinternationalagreementsandtheevolutionofinternationalresourcemanagement.Itexaminesthegeneralproblemofglobalresourcemanagementbymeansofgeneralprinciplesandcasestudiesandby

37.Insuranceissupposedtoprovideprotectionagainstfinancialrisks,andwhiledyingtoosoonisonemajorriskweface,anotherriskmoreandmorepeoplefearisoutlivingtheirmoney.Asaresult,agrowingarrayoflifeinsuranceproductsmakeitpossibletoprotectagainstbothofthoserisks.

Inmanyoftoday'slifeinsuranceproducts,MacDonaldnotes,"Thedeathbenefitportionreallyhasbecomeacommoditytypeproduct,soifsomeoneisreallyconcernedaboutthefinancialimpactofdyingyoung,thentheycangetaprettygooddealbybuyingterminsuranceonacommoditybasis—findthecheapestpolicyandbuyit."But,hesays,"Theothersideofthecoinisthatinsurancecompanieshavedevelopedproductsthatcanbeverycreative,andverycompetitivetootheralternatives,includinginvestments.Theycanfillaveryimportantroleinanyoverallinvestmentplan."

Diverseanduniversalpoliciesofferpeoplechoicesinhowmuchtheywanttoputintotheirpoliciesandhowtheywanttheirfundsinvested.Thesefundscanthenbetappedlaterontoprovidealumpsumforpurchasingaretirementhomeorastreamofretirementincome.Lifeinsuranceisanattractiveinvestmentvehicle,becausethe"insidebuildup",theaccumulationoffundsinsideapolicystructrue,isnotsubjecttotaxes,incontrastto