【英語(yǔ)】保險(xiǎn)專業(yè)英語(yǔ)常用詞匯

1、保險(xiǎn)專業(yè)英語(yǔ)常用詞匯保險(xiǎn)英語(yǔ)，保險(xiǎn)詞匯共享：acceptance policy英文翻譯：核保政策accounting period英文翻譯：結(jié)算期aggregate limit英文翻譯：累積限額aggregated loss英文翻譯：累積缺失antiselection英文翻譯：逆挑選art alternativerisk transfer英文翻譯： 新型風(fēng)險(xiǎn)轉(zhuǎn)移balance所欠款項(xiàng)barrages堰壩captive pools自保組合catastrophe risk巨災(zāi)風(fēng)險(xiǎn)ceiding company分出公司cession limit分保限額claim-prone簡(jiǎn)單出險(xiǎn) claims a

2、ssistance理賠幫助clean cut結(jié)清方式coinsurance共保commencement and termination起訖cover承保cover責(zé)任額deposit premium預(yù)付保費(fèi)destroyed毀壞 earth caves土壞房屋epaevent limit大事限額ex gratia payments通融賠款excess loss超額賠款exclusion除外責(zé)任exposed areas風(fēng)險(xiǎn)承擔(dān)區(qū)域facultative reinsurance暫時(shí)分保fault zone斷層區(qū)finite risk有限制的風(fēng)險(xiǎn)flash floods驟發(fā)洪水flooding o

3、f rivers洪水泛濫frame structure框架結(jié)構(gòu) full coverage全額承保full insurance value足額保險(xiǎn)價(jià)值full liability全部責(zé)任geophysics institute地球物理討論所gnpi 總凈保費(fèi)收入hailstorm雹暴heavy damage 嚴(yán)峻破壞4 保險(xiǎn)英語(yǔ)詞匯翻譯險(xiǎn)種及險(xiǎn)別險(xiǎn)種health insurance疾病保險(xiǎn)，健康保險(xiǎn)sickness insurance疾病保險(xiǎn)insurance during a period of illness疾病保險(xiǎn)insurance for medical care醫(yī)療保險(xiǎn)"m

4、ajor medical" insurance policy巨額醫(yī)藥費(fèi)保險(xiǎn)life insurance人壽保險(xiǎn)endowment insurance養(yǎng)老保險(xiǎn)insurance on last survivor長(zhǎng)壽保險(xiǎn)social insurance社會(huì)保險(xiǎn)personal property insurance個(gè)人財(cái)產(chǎn)保險(xiǎn)insurance of contents家庭財(cái)產(chǎn)保險(xiǎn)險(xiǎn)別free from particular average（ f.p.a. ） 平安險(xiǎn)with particular average（ w.p.a. ） 水漬險(xiǎn)all risks 一切險(xiǎn)risk of break

5、age 破裂險(xiǎn)risk of clashing碰損險(xiǎn)risk of rust 生銹險(xiǎn)risk of hook damage鉤損險(xiǎn)risk of contamination tainting污染險(xiǎn)insurance against total loss only tlo全損險(xiǎn)risk of deterioration變質(zhì)險(xiǎn)risk of packing breakage包裝破裂險(xiǎn)risk of inherent vice內(nèi)在缺陷險(xiǎn)risk of normal loss natural loss途耗或自然損耗險(xiǎn)risk of spontaneous combustion自然險(xiǎn) risk of co

6、ntingent import duty進(jìn)口關(guān)稅險(xiǎn)insurance against war risk戰(zhàn)爭(zhēng)險(xiǎn)air transportation cargo war risk航空運(yùn)輸戰(zhàn)爭(zhēng)險(xiǎn)overland transportation insurance war risk陸上運(yùn)輸戰(zhàn)爭(zhēng)險(xiǎn)insurance against strike, riot and civil commotion srcc 罷工，暴動(dòng)，民變險(xiǎn)insurance against extraneous risks, insuranceagainst additional risks附加險(xiǎn)risk of theft, pilfe

7、rage and nondelivery tpnd盜竊提貨不著險(xiǎn)risk of fresh and/of rain water damagewetting淡水雨淋險(xiǎn)risk of leakage滲漏險(xiǎn)risk of shortage in weight/quantity短量險(xiǎn)hollow brick wall空斗磚結(jié)構(gòu)hour clause小時(shí)條款hurricane颶風(fēng)individual losses單一缺失insurability可保性 insured losses保險(xiǎn)缺失intensity烈度layering層次less exposed缺失可能性小liability責(zé)任light dam

8、age輕度破壞line slips分保條loading附加費(fèi)loss occurrence缺失發(fā)生loss occurring basis缺失發(fā)生基礎(chǔ)loss participation分擔(dān)缺失loss settlement缺失賠付magnitude震級(jí)malicious damage惡意損害moderate damage中度破壞multi-story building多層建建筑munich re慕尼黑再net retained lines凈自留額net retained losses缺失凈自賠額 no profit commission無(wú)純益風(fēng)險(xiǎn)non-proportional reinsu

9、rance非比例再保險(xiǎn)notification告知object 標(biāo)的obligatory reinsurance固定分保original deductibles原始免賠額original rate 原始費(fèi)率paid-up capital已付資本peak accelerator峰值加速度peril危急picc re 中保再placement 支配pml 可能最大缺失policyholder 保單持有者pool 共保組合portfolio entry未滿期責(zé)任的出帳portfolio outgo 未滿期責(zé)任的入帳premium 保費(fèi)risk of sweating and/or heating受潮

10、受熱險(xiǎn)5 保險(xiǎn)英語(yǔ)翻譯risk of bad odourchange of flavour惡味險(xiǎn)，變味險(xiǎn)risk of mould發(fā)霉險(xiǎn)on deck risk艙面險(xiǎn)6 保險(xiǎn)英語(yǔ)翻譯保險(xiǎn)業(yè)詞匯terms used in insurance industry accident意外事故險(xiǎn)actuarial method 精算法advance loss profits alop 預(yù)期利潤(rùn)缺失險(xiǎn)，利損險(xiǎn)advance profit預(yù)期利潤(rùn)broker 經(jīng)紀(jì)人business interruption insurance bi營(yíng)業(yè)中斷險(xiǎn)captive 自保公司casualty意外損害險(xiǎn)catastrop

11、he 巨災(zāi)險(xiǎn)ceding company分出公司claim索賠claim settlement 理賠 combined ratio 綜合賠付率consequential loss cl7 保險(xiǎn)英語(yǔ)翻譯，保險(xiǎn)專業(yè)詞匯；后果缺失contractor's all risks car 建筑工程一切險(xiǎn)（建工險(xiǎn)） cover保證delay in completion完工延誤previous losses既往缺失priority分保自留額priority自付責(zé)任3 保險(xiǎn)英語(yǔ)詞匯表proportional reinsurance比例再保險(xiǎn)rainstorm雨暴rating費(fèi)率reinforcedcon

12、cretebuilding鋼筋混凝土建筑reinstatement復(fù)原保額reinsured分出公司reinsurer再保險(xiǎn)人retention自留額retention areas滯洪區(qū)return period重現(xiàn)期revoke license吊銷營(yíng)業(yè)執(zhí)照seaquake 海震second event cover其次大事承保securitization證券化seismic demage震害set-off抵銷shear wall structure剪力墻結(jié)構(gòu)single險(xiǎn)位超賠spread loss分散風(fēng)險(xiǎn)stop loss賠付率超賠storm surges風(fēng)暴潮susceptibilityo

13、f goods to water易受水浸性tarrif費(fèi)率表tg 拐點(diǎn)周期tidal wave海嘯topographic map地勢(shì)圖tornado龍卷風(fēng)total sum insured總保額treaty-limits合約限額tube structure筒體結(jié)構(gòu)underwriting policy承保政策windstorm風(fēng)暴2 保險(xiǎn)英語(yǔ)詞匯翻譯hour clause小時(shí)條款hurricane颶風(fēng)eei電子設(shè)備險(xiǎn)engineering insurance 工程保險(xiǎn)erection all risks ear 安裝工程一切險(xiǎn)（安工險(xiǎn)） excess of loss cover超額賠償 exl

14、 protection 超賠保證facultative business臨分保ibrnincurred but not reportedlosses已發(fā)生但未報(bào)的缺失ibrn reserve ibrn 儲(chǔ)備金indemnity period/limit賠期/ 期限inflated claim 超額索賠insurance capacity承保才能8 保險(xiǎn)英語(yǔ)翻譯insured property 參保物業(yè) kobe神戶lloyd 勞合社long-tail 長(zhǎng)尾loss of profit利損險(xiǎn)machinery breakdown insurance 機(jī)器（損壞險(xiǎn)，機(jī)損險(xiǎn)mail/sub-cont

15、ractor主/ 分承包商maintenance 保證期multiple claim多次（重復(fù)）索賠non-life非壽險(xiǎn)officer & director liabilityindividual losses單一缺失insurability可保性 insured losses保險(xiǎn)缺失intensity烈度layering層次less exposed缺失可能性小liability責(zé)任light damage輕度破壞line slips分保條loading附加費(fèi)loss occurrence缺失發(fā)生loss occurring basis缺失發(fā)生基礎(chǔ)loss participation

16、分擔(dān)缺失loss settlement缺失賠付magnitude震級(jí)malicious damage惡意損害moderate damage中度破壞multi-story building多層建建筑munich re慕尼黑再net retained lines凈自留額net retained losses缺失凈自賠額 no profit commission無(wú)純益風(fēng)險(xiǎn)non-proportional reinsurance非比例再保險(xiǎn)notification告知object 標(biāo)的obligatory reinsurance固定分保original deductibles原始免賠額original

17、 rate 原始費(fèi)率paid-up capital已付資本peak accelerator峰值加速度peril危急picc re 中保再placement 支配pml 可能最大缺失policyholder 保單持有者pool 共保組合portfolio entry未滿期責(zé)任的出帳portfolio outgo 未滿期責(zé)任的入帳premium 保費(fèi)previous losses 既往缺失priority 分保自留額priority 自付責(zé)任雇主保險(xiǎn)outstanding claim reserve未決索賠預(yù)備金pc industryproperty & catastrophe indus

18、try peril危急policy 保單9 保險(xiǎn)英語(yǔ)翻譯pool英語(yǔ)翻譯：聯(lián)營(yíng)possible maximum loss英語(yǔ)翻譯：可能的最大缺失premium 英語(yǔ)翻譯：保費(fèi)primary insurance company英語(yǔ)翻譯：原保公司、主保險(xiǎn)商principal/employer英語(yǔ)翻譯：業(yè)主professional英語(yǔ)翻譯：專業(yè)險(xiǎn)profit margin英語(yǔ)翻譯：利潤(rùn)邊際property英語(yǔ)翻譯：財(cái)產(chǎn)險(xiǎn)proportional cover比例分保punitive damage 懲處性損害 rate費(fèi)率reinsurer分保人（分保公司）reinsurer 再保人reserve 預(yù)備金retention 10自留return period（巨災(zāi)）間隔期short-tail短尾solvency margin 賠償才能standing charges 維護(hù)費(fèi)用 subject insured 風(fēng)險(xiǎn)標(biāo)的3 保險(xiǎn)詞匯翻譯proportional reinsurance比例再保險(xiǎn)rainstorm雨暴rating費(fèi)率rein