2025年度個(gè)人消費(fèi)信貸還款協(xié)議書(shū)范本（更新版）

甲方：XXX乙方：XXX20XXCOUNTRACTCOVER專(zhuān)業(yè)合同封面RESUME甲方：XXX乙方：XXX20XXCOUNTRACTCOVER專(zhuān)業(yè)合同封面RESUMEPERSONAL

2025年度個(gè)人消費(fèi)信貸還款協(xié)議書(shū)范本（更新版）本合同共三部分組成，僅供學(xué)習(xí)使用，第一部分如下：2025年度個(gè)人消費(fèi)信貸還款協(xié)議書(shū)范本（更新版）甲方（借款人）：姓名：__________________住址：__________________聯(lián)系電話：_____________乙方（貸款機(jī)構(gòu)）：名稱(chēng)：__________________住所地：__________________聯(lián)系電話：_____________鑒于甲方有資金需求，乙方同意向甲方提供個(gè)人消費(fèi)信貸，雙方經(jīng)友好協(xié)商，達(dá)成如下協(xié)議：一、貸款金額及期限1.乙方同意向甲方提供人民幣_(tái)_________元整（大寫(xiě)：_______________________元整）的消費(fèi)信貸。2.本貸款期限自__________年__________月__________日起至__________年__________月__________日止。二、貸款用途甲方承諾本貸款僅用于________________________（具體用途），不得用于其他非法用途。三、貸款利率及還款方式1.本貸款的年利率為_(kāi)____%，按月計(jì)息。2.還款方式：甲方應(yīng)于每月的__________日償還本貸款的等額本息。四、還款計(jì)劃1.甲方應(yīng)按照乙方提供的還款計(jì)劃按時(shí)足額償還本貸款。2.甲方每月還款金額為人民幣_(tái)_________元整（大寫(xiě)：_______________________元整）。五、逾期還款及違約責(zé)任（1）要求甲方立即償還全部貸款本金及利息；（2）要求甲方支付逾期利息，逾期利息按每日萬(wàn)分之__________計(jì)算；（3）將本合同項(xiàng)下的債務(wù)轉(zhuǎn)讓給第三方，甲方應(yīng)予以配合；（4）依法追究甲方的法律責(zé)任。2.若甲方因逾期還款導(dǎo)致乙方遭受損失，甲方應(yīng)承擔(dān)相應(yīng)的賠償責(zé)任。六、貸款保險(xiǎn)1.甲方自愿購(gòu)買(mǎi)本貸款的保險(xiǎn)，保險(xiǎn)費(fèi)用由甲方承擔(dān)。2.保險(xiǎn)范圍、保險(xiǎn)金額、保險(xiǎn)期限等由雙方另行協(xié)商確定。七、貸款變更及提前還款1.本合同簽訂后，如遇國(guó)家政策調(diào)整或市場(chǎng)利率變動(dòng)，雙方可協(xié)商變更本合同條款。2.甲方如需提前還款，應(yīng)提前__________個(gè)工作日向乙方提出申請(qǐng)，經(jīng)乙方同意后，甲方應(yīng)在規(guī)定的時(shí)間內(nèi)償還全部貸款本金及利息。八、保密條款1.雙方對(duì)本合同內(nèi)容負(fù)有保密義務(wù)，未經(jīng)對(duì)方同意，不得向任何第三方泄露本合同內(nèi)容。2.保密期限自本合同簽訂之日起至本合同終止后______年。九、爭(zhēng)議解決1.雙方在履行本合同過(guò)程中發(fā)生的爭(zhēng)議，應(yīng)友好協(xié)商解決；協(xié)商不成的，可向甲方住所地人民法院提起訴訟。2.爭(zhēng)議解決過(guò)程中，本合同繼續(xù)有效。十、其他1.本合同一式兩份，甲乙雙方各執(zhí)一份，自雙方簽字蓋章之日起生效。2.本合同未盡事宜，雙方可另行協(xié)商補(bǔ)充。甲方（借款人）簽字：__________________日期：__________________乙方（貸款機(jī)構(gòu)）簽字：__________________日期：__________________附：還款計(jì)劃表還款月份 應(yīng)還本金 應(yīng)還利息 應(yīng)還總額______________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________