匯票本票支票的區(qū)別(英文)

1、THE SIMILARTIY AND DISTINCTION AMONGBILLS OF EXCHANGE,PROMISSORY NOTES AND CHEQUESCATALOGUE DISTINCTION SIMILARITY CLASSIFICATIONCLASSIFICATION3、ChequesMany types of chequesA joint note and a joint and serval note2、Promissory noteSight bill and usance bill 1、Bill of exchangeDISTINCTIONBill of exchan

2、gesPromissory notesChequesAn other to pay.A promise to pay.A special type of bill of exchange.A three-party instrument.A two-party instrument. A three-party instrument.Where payable after date, a bill is generally accepted.Never accepted.In China, a cheque is an instrument made by a drawer who order

3、s the drawee bank pay unconditionally at sight.DISTINCTIONBill of exchangesPromissory notesChequesA usance bill can be accepted for honour supra protest.Never accepted.The cheque can be certified or guaranteed.The US Uniform Commercial Code considers “certified” as “acceptance”.Bills are drawn in a

4、set,say two copies.Notes are made in one copy.Cheuqes are made in one copy.Where there are two or more acceptors in a bill, the acceptors are always jointly liable.Where there are two or more makers, they may be liable jointly or jointly and severally.The drawee is the bank with which the drawer mai

5、ntains a cheque-writing account. DISTINCTIONBill of exchangesPromissory notesChequesWhere payable after sight,a bill must be presented for acceptance to fix the muaturity date of the bill.Such presentment for acceptence is necessary to render the piror parties liable. Never accepted. However, the ma

6、ker for promissory note is bound in the sane manner as an acceptor. A promissory note payable at a certain time after sight must be presented for the visa of the maker within the limits of time. The visa date is used to fix the maturity date of the note.According to the Negotiable Instrument Law of

7、the Peoples Republic of China, a cheque is an instrument made by a drawer who orders the drawee bank which the drawer maintains a cheque diposit accout to unconditionally pay at a sight a fixed amount of money to the payee or holder.SIMILARTIYSIMILARTIYexchangeproviding creditfinancingcirculatingpayment toolSIMILARTIYTo solve the obstacles in cash payment between two different places.It is achieved by paying the price.It is a written payment document based on credit.exchangeproviding credit financingSIMILARTIY